The Duke and Duchess of Sussex are reportedly facing such serious financial pressure that a divorce could be financially devastating, according to insiders who claim the couple’s lavish California lifestyle has become harder to maintain after a string of major business setbacks.
Harry, 41, and Meghan, 44, once appeared to be sitting on a gold mine after walking away from royal duties in 2020 and moving to Montecito, California. The couple signed massive deals with Netflix and Spotify, cashed in on royal drama, and tried to build themselves into a powerful Hollywood brand.
But years later, the picture looks very different.
After losing major income streams and watching several projects flop, sources claim the Sussexes are now so financially stretched that splitting up could be a disaster.
“It’s no secret that money is a huge issue for them right now. They are very leveraged,” one insider told RadarOnline.com. “Trying to dismantle all of that, plus paying out all the legal fees for a divorce, would likely bankrupt them. This would be the worst possible time for them to split up.”
The source added that both Harry and Meghan continue to insist their marriage is fine.
But not everyone is convinced.
“They’re both insisting that’s nowhere near happening and that things are great between them,” the insider said. “Not a lot of people are buying that, though. There are too many cracks showing.”
The couple’s troubles come after years of trying to reinvent themselves outside the royal family. At first, it looked like the gamble might pay off. Their Netflix docuseries Harry & Meghan attracted huge attention by airing their grievances against the monarchy and giving viewers an inside look at their royal exit.
But once the royal bombshells dried up, the couple struggled to prove they could produce hit content without attacking Harry’s family.
Spotify dropped the pair in 2023 after limited output, a humiliating blow made even worse when Spotify executive Bill Simmons blasted them as “grifters.”
Netflix later downgraded their deal to a “first look” arrangement in 2025, reportedly ending the days of guaranteed megabucks. Meghan’s lifestyle series With Love, Meghan also failed to become the kind of cultural sensation she seemed to be chasing, and her As Ever brand reportedly suffered another setback when Netflix cut ties with the partnership.
For critics, the collapse has only fueled the argument that Harry and Meghan built their post-royal empire on complaints, celebrity connections, and liberal coastal hype rather than actual staying power.
Meanwhile, their expenses remain enormous.
The Sussexes bought their Montecito mansion for about $14.5 million after leaving royal life. The massive home reportedly includes nine bedrooms and 16 bathrooms, and the couple is also believed to spend millions each year on private security.
Royal expert Hilary Fordwich said the couple has a “very high financial bar to meet every month.”
“They have that 16-bedroom house in Montecito, not to mention their security,” Fordwich said.
That pressure is allegedly causing more tension behind the scenes, especially as Meghan continues trying to push her personal brand online.
One reported point of conflict is Meghan’s use of family moments, including photos from trips with their children, Prince Archie and Princess Lilibet, on social media. Insiders claim Harry dislikes turning private family memories into public content, but Meghan may see it as necessary to keep her brand alive.
“The fact that a private moment like a trip to Disneyland with the kids had to be shared on social media is the exact sort of thing Harry hates,” one insider claimed.
But the source said Meghan’s public image is now closely tied to their financial survival.
“The problem is that it’s part of the deal if Meghan is going to promote her brand and thereby put money in the bank account,” the insider said. “This isn’t simply a case of, well, just don’t do it.”
The insider added that the couple may be “painted into a corner,” with Meghan needing publicity to fuel business opportunities while Harry allegedly resents the exposure.
“It’s no secret it’s going over like a lead balloon with Harry,” the source claimed. “And that’s just one area where they are diametrically opposed.”
For a couple that once seemed determined to lecture the world from their California mansion, the reported financial reality may be far less glamorous.
Harry and Meghan walked away from royal life demanding privacy, independence, and control. Now, insiders say they may be trapped by the very expensive life they built after leaving the palace behind.
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He was never prepared for doing anything in the real world and she was, at best, “an also included” person in the entertainment industry. Both were hoping to capitalize on each other’s public image, not that she ever had any. Kind of like a couple of DEI’s trying to survive in the real world.